Fixing Florida’s Insurance Crisis with Accountability and Affordability
Florida families are being crushed by rising home and auto insurance costs. Billions in public funds have been used to stabilize the market, yet premiums keep climbing and companies keep leaving. It is time for a balanced approach for real reform. That means public money delivers public benefit, markets function fairly, and families can afford to live and drive in Florida again.
My Key Policies
Explore Luis Salazar’s core policy positions and the initiatives he champions for District 64’s future.
1
Full Insurance Market Reform and Consumer Protection
Florida’s insurance crisis is not just about hurricanes. It is a systemic affordability crisis that affects everyone. Premiums are rising due to market concentration, weak consumer protections, lack of transparency, fraud, and reinsurance costs passed directly to families.
2
Using Public Funds with Public Accountability
Florida has set aside billions in state backed insurance stabilization and reinsurance funds. Yet homeowners continue to see rate increases with little relief.
3
Realistic Democratic Solutions That Can Pass
Reform must be achievable. In a Republican supermajority legislature, meaningful progress requires bipartisan coalitions built around affordability, fraud prevention, and transparency.
Championing Policies That Make a Difference for District 64
Explore key issues and discover how Luis Salazar’s platform addresses the needs of Florida’s 64th District.
Lower Premiums for Families
Tie public support to real rate relief, cap excessive increases, and ensure savings reach homeowners and drivers.
Accountability and Transparency
Strengthen oversight, require clear justification for rate hikes, and ensure insurers receiving public funds meet affordability benchmarks.
Long Term Market Stability
Invest in mitigation, fraud prevention, and competition so insurance markets work sustainably for consumers, businesses, and taxpayers.
Help make my Vision a reality
Together we can bring meaningful change to District 64. Click the link below to join the movement.